Least Cost Routing
Optimize processing fees on debit payments by routing traffic to the cheapest available debit network
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Optimize processing fees on debit payments by routing traffic to the cheapest available debit network
Last updated
Was this helpful?
Least Cost Routing (LCR) enables merchants to minimize transaction costs by dynamically selecting the most cost-efficient debit network for each transaction. The Hyperswitch routing engine evaluates parameters like network fees, interchange rates, ticket size, issuer type, and more to automatically route transactions through the cheapest network in real time.
To get started with LCR in Hyperswitch, ensure the following setup is complete:
Step 1: Configure supporting transactions through local networks
Step 2: Enable Debit Card Support
Step 3: Enable one or more in both connector and Hyperswitch dashboards
Step 1: Configure Prerequisites Ensure that connectors supporting transactions through local networks are set up with local networks enabled
Step 2: Click on Manage for configuring Least Cost Routing
Step 3: A popup will guide you to confirm the three prerequisites (connector setup, debit card enablement, local networks configuration). Click on Enable to activate LCR
US
Adyen
Star
Pulse
NYCE
Accel
Cards
Payments (No-3DS)
Refunds
Retries
Hyperswitch is continuously evolving its Least Cost Routing capabilities. Here’s what’s coming next:-
Define your own custom routing logic for debit transactions based on attributes like issuer, amount, geography, and more — giving you deeper control over cost optimization Support for More Connectors and Payment Methods
Expansion beyond Adyen to additional processors, as well as broader support for payment methods beyond card-based flows (like wallets etc.) Integration with Your BIN Data Source
Plug in your proprietary or third-party BIN data to enhance network identification, especially for wallet-based payments and custom routing needs.
Step 4: Once enabled, you can view Least Cost Routing as your active routing algorithm along with all previously configured algorithms on the
