# For Banks & Financial Institutions

Hyperswitch empowers banks and financial institutions with a modern, flexible, and secure payment infrastructure to better serve their customers, whether individual clients or large enterprises.

Hyperswitch enables banks to offer a suite of advanced tools, including an orchestrator, vault, and custom checkout for merchants, delivering the best payment experience for customers while streamlining operations for internal teams.

The Hyperswitch infrastructure has demonstrated its reliability by handling over 175 million transactions per day with 99.99% uptime, processing more than $670 billion in annualized total processed volume.

<table data-view="cards"><thead><tr><th></th><th data-hidden></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><mark style="color:blue;">Bank-Centric Capabilities</mark></td><td></td><td></td><td><a href="#bank-centric-capabilities">#bank-centric-capabilities</a></td></tr><tr><td><mark style="color:blue;">Merchant-Centric Capabilities</mark></td><td></td><td></td><td><a href="#merchant-centric-capabilities">#merchant-centric-capabilities</a></td></tr><tr><td><mark style="color:blue;">Infrastructure Capabilities</mark></td><td></td><td></td><td><a href="#infrastructure-capabilities">#infrastructure-capabilities</a></td></tr></tbody></table>

## Bank-Centric Capabilities

Hyperswitch helps banks streamline operations, manage merchants, and improve payment performance.

<table data-view="cards"><thead><tr><th></th><th data-hidden></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><mark style="color:blue;">Merchant Management</mark></td><td></td><td></td><td><a href="#merchant-management">#merchant-management</a></td></tr><tr><td><mark style="color:blue;">Payments and Transactions</mark></td><td></td><td></td><td><a href="#payments-and-transactions">#payments-and-transactions</a></td></tr><tr><td><mark style="color:blue;">Insights and Automation</mark></td><td></td><td></td><td><a href="#insights-and-automation">#insights-and-automation</a></td></tr></tbody></table>

#### Merchant Management

* [Seamless merchant onboarding](https://docs.hyperswitch.io/explore-hyperswitch/account-management/multiple-accounts-and-profiles): Easily onboard merchants with just a few clicks via the dashboard and allow them to invite their team with different roles and profiles.
* [White-label solutions](https://docs.hyperswitch.io/explore-hyperswitch/account-management/multi-tenancy-with-hyperswitch): Support custom branding for merchants on payment pages, links, and other tools, providing extensive control over the customer’s payment experience.

#### Payments and Transactions

* [Recurring payments](https://docs.hyperswitch.io/explore-hyperswitch/payment-flows-and-management/subscriptions): Support recurring payments with PG-agnostic card forwarding, and reduce churn by retrying failed recurring payments.
* [Intelligent routing](https://docs.hyperswitch.io/explore-hyperswitch/payment-flows-and-management/smart-router/intelligent-routing): Intelligently route transactions to alternative PSPs during failures, minimizing the impact on authentication rates.
* [Multi-rail payouts](https://docs.hyperswitch.io/explore-hyperswitch/payment-flows-and-management/payouts): Support multiple rails for payouts such as Visa Direct, Mastercard, SEPA, and Same Day ACH.
* [Global token requestor](https://docs.hyperswitch.io/explore-hyperswitch/payment-flows-and-management/quickstart/tokenization-and-saved-cards): Tokenize payment details in a way that allows tokens to be used across PSPs for repeat transactions, eliminating dependence on a single PSP.

#### Insights and Automation

* [Analytics and insights](https://docs.hyperswitch.io/explore-hyperswitch/account-management/analytics-and-operations): Access all payment-related data from different PSPs, payment methods, business units, and costs in a single unified dashboard with global search capabilities across the organization’s payment data.
* [Zero ops burden](https://docs.hyperswitch.io/explore-hyperswitch/account-management/manage-your-team): Automate routine tasks like settlements and reconciliations to save time and manage teams with different profiles and roles directly from the dashboard.

## Merchant-Centric Capabilities

Hyperswitch empowers banks to provide merchants with tools to improve customer experiences, simplify operations, and grow efficiently.

<table data-view="cards"><thead><tr><th></th><th data-hidden></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><mark style="color:blue;">Payment Orchestration</mark></td><td></td><td></td><td><a href="#payment-orchestration">#payment-orchestration</a></td></tr><tr><td><mark style="color:blue;">Checkout Experience</mark></td><td></td><td></td><td><a href="#checkout-experience">#checkout-experience</a></td></tr><tr><td><mark style="color:blue;">Security and Compliance</mark></td><td></td><td></td><td><a href="#security-and-compliance">#security-and-compliance</a></td></tr><tr><td><mark style="color:blue;">Simplified Operations</mark></td><td></td><td></td><td><a href="#simplified-operations">#simplified-operations</a></td></tr></tbody></table>

#### Payment Orchestration

* [Smart routing](https://docs.hyperswitch.io/explore-hyperswitch/payment-flows-and-management/smart-router): Route transactions across PSPs in real time to boost authentication, and optimise payment costs.
* [Global and local integrations](https://docs.hyperswitch.io/explore-hyperswitch/payment-flows-and-management/quickstart/connectors): Offer no-code integration with 70+ connectors for 150+ payment methods and wallets, ensuring better conversions by fulfilling diverse payment preferences.

#### Checkout Experience

* [Custom checkout experiences](https://docs.hyperswitch.io/explore-hyperswitch/merchant-controls/integration-guide): Create branded, user-friendly checkout pages that provide a native, redirect-free payment experience, reducing drop-offs and increasing sales.
* <mark style="color:blue;">Authentication</mark>: Enable advanced authentication methods like [Native 3DS](https://docs.hyperswitch.io/explore-hyperswitch/payment-flows-and-management/3ds-decision-manager/native-3ds-authentication-for-mobile-payments) and [Click to Pay](https://docs.hyperswitch.io/explore-hyperswitch/merchant-controls/click-to-pay) in the user journey without increasing friction.

#### Security and Compliance

* [Tokenization](https://docs.hyperswitch.io/explore-hyperswitch/payment-flows-and-management/quickstart/tokenization-and-saved-cards): Ensure world-class security for customer and payment details with PCI-compliant tokenization, providing safe and secure storage with Hyperswitch Vault.
* [Fully managed compliance](https://docs.hyperswitch.io/explore-hyperswitch/overview): Get rid of hassle of fulfilling the ever advancing compliance needs, enabling you to focus on your core business

#### Simplified Operations

* [Control center](https://docs.hyperswitch.io/explore-hyperswitch/account-management/multiple-accounts-and-profiles/account-setup): Manage everything from connectors, payment methods, transactions to teams from a single, easy-to-use dashboard.

## Infrastructure Capabilities

Hyperswitch offers a robust, scalable, and transparent platform to meet your payment needs

* <mark style="color:blue;">Reliability</mark>: Handles over 175+ million transactions daily with 99.99% uptime.
* <mark style="color:blue;">Scalability</mark>: Effortlessly scale to support more customers and higher transaction volumes during peak times.
* <mark style="color:blue;">Adaptability</mark>: Adjust to market changes and new regulations with ease, meeting compliance standards across the globe.
* <mark style="color:blue;">Transparency</mark>: Access real-time data, dashboards, alerts, and insights to effectively manage payments.

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[Previous Roadmap - Q2 2025](/about-hyperswitch/roadmap/roadmap-q2-2025.md)
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