# Setup Payment Methods

The checkout page marks the final step of a customer's exploration on your website or app, and the payment methods presented at this juncture can determine whether the experience is smooth and seamless or poses a potential obstacle.

There is no one size fits all solution when it comes to payment methods but selecting the right ones can help:

* Improving conversion rates
* Managing fraud and risk
* Saving payment processing fees

### Integration & testing

Once you have identified the payment methods for your business, select the respective guide to configure and integrate them to your application

<table data-view="cards"><thead><tr><th></th><th></th><th></th><th data-hidden data-card-target data-type="content-ref"></th><th data-hidden data-card-cover data-type="files"></th></tr></thead><tbody><tr><td><strong>Cards</strong></td><td></td><td></td><td><a href="/pages/tMsIqCINnjU7j7BosgsG">/pages/tMsIqCINnjU7j7BosgsG</a></td><td><a href="/files/8cxNmRNx7PtIYllyiijB">/files/8cxNmRNx7PtIYllyiijB</a></td></tr><tr><td><strong>Wallets</strong></td><td></td><td></td><td><a href="https://github.com/juspay/hyperswitch-docs/blob/main/other-features/wallets/README.md">https://github.com/juspay/hyperswitch-docs/blob/main/other-features/wallets/README.md</a></td><td><a href="/files/wJHWMbBZ4iDjmpAJYINF">/files/wJHWMbBZ4iDjmpAJYINF</a></td></tr><tr><td><strong>Pay Later</strong></td><td></td><td></td><td><a href="/pages/RTO2FdtHLu2f1QzxNkVJ">/pages/RTO2FdtHLu2f1QzxNkVJ</a></td><td><a href="/files/6qWEV1VAyVV9d7h6iJ3J">/files/6qWEV1VAyVV9d7h6iJ3J</a></td></tr><tr><td><strong>Banks</strong></td><td></td><td></td><td><a href="/pages/lKcj91DMnCSaXFo3xzMd">/pages/lKcj91DMnCSaXFo3xzMd</a></td><td><a href="/files/qNlKdilOTWaAAuwJediW">/files/qNlKdilOTWaAAuwJediW</a></td></tr><tr><td><strong>Crypto</strong></td><td></td><td></td><td><a href="/pages/WOFEZ8lttb8kDzbF19Id">/pages/WOFEZ8lttb8kDzbF19Id</a></td><td><a href="/files/ifRuD30vO3NxYe6HE4wa">/files/ifRuD30vO3NxYe6HE4wa</a></td></tr><tr><td><strong>Test credentials</strong></td><td></td><td></td><td><a href="/pages/r6jabhto9jkrywGpxvw2">/pages/r6jabhto9jkrywGpxvw2</a></td><td><a href="/files/M657kh8UsadkyhGAwX0q">/files/M657kh8UsadkyhGAwX0q</a></td></tr></tbody></table>

### Payment methods overview

Here's a quick summary of how different payment methods work to help you decide the best payment methods for your business

<table><thead><tr><th width="184">Payment Method</th><th>Supported payment flows</th><th>Payment lifecycle</th></tr></thead><tbody><tr><td>Credit &#x26; debit cards</td><td><ul><li>One time payments</li><li>Recurring payments</li><li>Auth &#x26; capture</li></ul></td><td>Immediate confirmation</td></tr><tr><td>Digital wallets &#x26; buy now pay later</td><td><ul><li>One time payments</li><li>Recurring payments</li></ul></td><td>Immediate confirmation</td></tr><tr><td>Bank transfers</td><td><ul><li>One time payments</li></ul></td><td>Delayed confirmation</td></tr><tr><td>Bank debits</td><td><ul><li>One time payments</li><li>Recurring payments</li><li>Auth &#x26; capture</li></ul></td><td>Delayed confirmation</td></tr><tr><td>Bank redirects</td><td><ul><li>One time payments</li></ul></td><td>Immediate confirmation</td></tr><tr><td>Crypto wallets</td><td><ul><li>One time payments</li><li>Recurring payments</li></ul></td><td>Immediate confirmation</td></tr></tbody></table>


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.hyperswitch.io/other-features/payment-orchestration/quickstart/payment-methods-setup.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.