Payouts Processors

Distribute funds programmatically to bank accounts, cards, and wallets via Hyperswitch's unified payout infrastructure — with smart routing, bulk operations, and independent tokenization.

Overview

The Juspay Hyperswitch Payouts infrastructure allows you to programmatically distribute funds to third parties, including affiliates, contractors, and merchants, across a variety of payment methods. By integrating with global processors, Hyperswitch helps you manage the entire payout lifecycle from a single point of control.

• Automate at scale: Orchestrate high-volume bulk payouts or schedule recurring distributions.

• Optimize reliability: Use smart retries and routing to minimize failed transfers.

• Maintain compliance: Reduce your PCI burden with secure, processor-agnostic tokenization.

• Unified visibility: Track every payout across different regions and connectors in one dashboard.

Key Features

High-velocity distribution

Move funds to bank accounts, cards, or digital wallets through your preferred connectors. Whether you are using funds collected through Hyperswitch or external sources, our API ensures a seamless transfer experience.

Intelligence and routing

Maximize payout success with Smart Retries. If a payout fails due to a temporary connector error, Hyperswitch automatically retries the transaction through the most viable path, ensuring your partners get paid on time without manual intervention.

Flexible data handling

• Independent Tokenization: Securely store card and bank data using our processor-independent vault. This gives you the flexibility to switch payout partners without losing your users' payment credentials.

• Bulk Operations: Effortlessly manage large-scale disbursements by uploading .xlsx or .csv files directly via the dashboard.

• Account Verification: Ensure the validity of recipient bank accounts through Stripe or other supported verification providers.

Supported Connectors and Methods

Hyperswitch currently supports payouts through 21 connectors. The table below reflects the payout methods and rails each connector implements in the Hyperswitch codebase.

Connector	Regions	Cards	Bank Rails	Wallets
Adyen	Global	—	SEPA	PayPal
Adyen Platform	Global	Visa, Mastercard	SEPA	—
Cybersource	Global	Major Networks	—	—
Deutsche Bank	Europe	—	SEPA	—
Ebanx	Brazil	—	Pix (Key)*	—
Envoy	UK, EU & US	—	SEPA, BACS, ACH	—
Gigadat	Canada	—	Interac	—
GotymeSanlam	South Africa	—	PayShap, PayShap Proxy	—
Itaubank	Brazil	—	Pix, Pix Key, Pix EMV	—
Loonio	Canada	—	Interac	—
Nomupay	Europe	—	SEPA	—
Nuvei	Global	Visa, Mastercard, Amex, Discover, Diners Club, JCB, UnionPay, Interac	—	—
Payone	Europe	Major Networks	—	—
PayPal	Global	—	—	PayPal, Venmo**
Santander	Brazil	—	Pix, Pix Key, Pix EMV	—
Stripe	Global	Debit Cards	ACH	—
Truelayer	UK & Europe	—	Open Banking	—
Trustly	Europe	—	Trustly (A2A)	—
Wise	Global	—	ACH, BACS, SEPA	—
Worldpay	Global	—	—	Apple Pay
Worldpay XML	Global	Visa, Mastercard	—	Apple Pay, Google Pay

Methods marked with * are partially supported — Ebanx currently supports Pix payouts via Pix Key only; generic Pix and Pix EMV are not yet supported.

Methods marked with ** are region-restricted — Venmo payouts via PayPal are limited to US recipients.

FAQ

Can I use Hyperswitch solely for payouts without payments?

Yes. Hyperswitch is modular. You can use our infrastructure to handle payouts independently of your payment collection. You can initiate payouts via direct payment info or by using an existing Token ID.

What is the benefit of independent tokenization?

It prevents vendor lock-in. By tokenizing sensitive data independently of the underlying processor, you retain ownership of your data and can route payouts to any supported connector without asking your users to re-enter their information.