> For the complete documentation index, see [llms.txt](https://docs.hyperswitch.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.hyperswitch.io/integrations/connectors-integrations/payment-processor-capabilities/available-connectors/boa.md).

# Bank of America

Accept card and wallet payments through Bank of America with signed API requests.

Bank of America covers card payments and several wallet paths. Most declared methods can be reused with mandates, while one wallet remains limited to one-time use. Refunds and delayed capture options are available across the declared checkout paths.

### Status and capabilities

**Integration status:** live

**Category:** bank acquirer

**Webhook flows:** None declared in code

| Payment method | Type        | Mandates      | Refunds   | Capture methods                         | 3DS            | Card networks                                                                                                | Countries                                         | Currencies |
| -------------- | ----------- | ------------- | --------- | --------------------------------------- | -------------- | ------------------------------------------------------------------------------------------------------------ | ------------------------------------------------- | ---------- |
| card           | Credit Card | supported     | supported | automatic, manual, sequential automatic | not supported  | American Express, Cartes Bancaires, Diners Club, Discover, Interac, JCB, Maestro, Mastercard, UnionPay, Visa | 216 ([full list](https://hyperswitch.io/pm-list)) | USD        |
| card           | Debit Card  | supported     | supported | automatic, manual, sequential automatic | not supported  | American Express, Cartes Bancaires, Diners Club, Discover, Interac, JCB, Maestro, Mastercard, UnionPay, Visa | 216 ([full list](https://hyperswitch.io/pm-list)) | USD        |
| wallet         | Apple Pay   | supported     | supported | automatic, manual, sequential automatic | not applicable | -                                                                                                            | 72 ([full list](https://hyperswitch.io/pm-list))  | USD        |
| wallet         | Google Pay  | supported     | supported | automatic, manual, sequential automatic | not applicable | -                                                                                                            | 66 ([full list](https://hyperswitch.io/pm-list))  | USD        |
| wallet         | Samsung Pay | not supported | supported | automatic, manual, sequential automatic | not applicable | -                                                                                                            | 31 ([full list](https://hyperswitch.io/pm-list))  | USD        |

### Authentication

Bank of America requires **API Key**, **Merchant ID**, and **Shared Secret**. Hyperswitch builds a newline-delimited signing string from the host, date, request target, an optional body digest, and Merchant ID; it signs that string with HMAC-SHA256 using the Base64-decoded Shared Secret. The API Key becomes `keyid` in the `Signature` header, while Merchant ID is also sent in `v-c-merchant-id`. See [`BankOfAmericaAuthType::try_from()`](https://github.com/juspay/hyperswitch/blob/d4e93b6e6dd39e45a8d5d8647b362f1bb8543946/crates/hyperswitch_connectors/src/connectors/bankofamerica/transformers.rs#L47-L65) and [`generate_signature()`](https://github.com/juspay/hyperswitch/blob/d4e93b6e6dd39e45a8d5d8647b362f1bb8543946/crates/hyperswitch_connectors/src/connectors/bankofamerica.rs#L97-L137).

### Before you start

1. Register through the [Bank of America developer portal](https://developer.cybersource.com/hello-world/sandbox.html).
2. Sign in to the [Hyperswitch control center](https://app.hyperswitch.io/).
3. Obtain the **Merchant ID** from the dashboard and generate the **API Key** and **Shared Secret** under **Payment Configuration → Key Management**.
4. If the activation flow asks you to select payment methods, choose only the methods enabled in the connector dashboard.

Follow [Activate a connector on Hyperswitch](/integrations/connectors-integrations/activate-connector-on-hyperswitch.md), then return here for Bank of America-specific behavior.

### Webhooks

Handled event wire values: **0**. Webhooks are not currently supported, so status updates rely on syncing through the API. The incoming webhook implementation is not implemented: object reference and resource object lookups return `WebhooksNotImplemented`, and event typing returns `EventNotSupported`; see [`IncomingWebhook for Bankofamerica`](https://github.com/juspay/hyperswitch/blob/d4e93b6e6dd39e45a8d5d8647b362f1bb8543946/crates/hyperswitch_connectors/src/connectors/bankofamerica.rs#L1054-L1077).

### Source reference

Authentication and webhook behavior on this page is tied to Hyperswitch `d4e93b6e6dd39e45a8d5d8647b362f1bb8543946`. See [Bank of America connector source](https://github.com/juspay/hyperswitch/blob/d4e93b6e6dd39e45a8d5d8647b362f1bb8543946/crates/hyperswitch_connectors/src/connectors/bankofamerica.rs) and [Bank of America transformers](https://github.com/juspay/hyperswitch/blob/d4e93b6e6dd39e45a8d5d8647b362f1bb8543946/crates/hyperswitch_connectors/src/connectors/bankofamerica/transformers.rs).


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