# Surcharge Hyperswitch Surcharge feature allows the merchant to configure advanced rules using various payment parameters such as amount, currency etc., to apply surcharges to payments. ## What is Surcharge? A surcharge, sometimes called a checkout fee or service fee, is an additional fee that merchants can impose onto a customer's bill to cover the costs of credit card or other payment method processing. Each time a business accepts a credit card or online payment, they pay a small fee (either a percentage or a fixed rate) to various entities, including the card brand (Visa, Mastercard, American Express, etc.), issuers (Klarna, Paypal, Affirm, etc) and the payment processor. Usually, merchants absorb this expense. But with a surcharge program, customers pay for the convenience of using their credit card or other payment methods. ## How does it work?
Hyperswitch supports surcharge for most payment processors and you can configure surcharge through two ways: **i) Sending the Surcharge details during payments/create request** Surcharge can be applied to a payment using `surcharge_details` field in [payments/create API request](https://api-reference.hyperswitch.io/api-reference/payments/payments--create) **ii) Configuring Surcharge rules using Hyperswitch Control Center** * The Surcharge Manager on the Hyperswitch Control Center allows you to configure advanced rules based on payment parameters to decide when and how much surcharge to apply to the payment * Surcharge Decision Manager supports rules based on various payment parameters like payment\_amount, payment\_method, card\_network etc. Follow this [setup guide](https://docs.hyperswitch.io/integration-guide/workflows/surcharge/surcharge-setup-guide) to configure rules using the Surcharge Decision Manager * For example, if you want to apply 5% surcharge for all payments of value greater than $100 then you could setup the following rule on the Surcharge Manager and all the payment requests conforming to that rule would have surcharge of 5% of the original amount being applied to it. ie, If payment amount is $1000, $1050 will be sent as authorization amount to the payment processor. ## Next Steps To test the Surcharge Manager, after activating the rule, we can make a Test Payment using the [Hyperswitch Dashboard](https://app.hyperswitch.io/sdk) {% content-ref url="broken-reference" %} [Broken link](https://docs.hyperswitch.io/integration-guide/workflows/broken-reference) {% endcontent-ref %}